Vestigo Insurance Brokers Pvt Ltd | IRDAI Insurance Brokers

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01. Purpose

This Cookie Policy explains how Vestigo uses cookies and similar technologies on its website. It should be read alongside our Privacy Policy. Cookies are not permitted to override legal consent requirements, and optional cookies will not be treated as accepted merely because a visitor continues browsing.

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02. What Cookies Are

Cookies are small text files placed on a device when a website is visited. They enable essential website functions, remember preferences, support security, measure performance, or provide other disclosed functionality. Similar technologies include pixels, tags, scripts, software development kits (SDKs), local storage, and device identifiers.

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03. Types of Cookies We May Use

Strictly necessary cookies: required for website operation, security, network management, form submission, load balancing, fraud prevention or saving a visitor’s cookie choices. These cannot ordinarily be disabled through our preference tool because the website may not function correctly without them.

Functional cookies: remember choices such as language, region, accessibility or other preferences. Where legally required, these are activated only after consent.

Analytics and performance cookies: help us understand visits, traffic, page performance, errors and navigation so that we can improve the website. Where these are not strictly necessary, consent will be obtained before use.

Advertising, social-media or embedded-content cookies: may be placed by a third party when a social-media feature, video, map, campaign or advertising service is enabled. Vestigo will use such cookies only if the feature is actually deployed, clearly disclosed and permitted by the visitor’s choice and applicable law.

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04. First-Party and Third-Party Cookies

First-party cookies are set by Vestigo’s website domain. Third-party cookies are set by an external service whose content or functionality is used on the website. Third parties may process information under their own privacy policies. Vestigo will seek to select reputable providers and configure services to minimise unnecessary data collection, but does not control a third party’s independent processing.

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05. Session and Persistent Cookies

Session cookies expire when the browser is closed. Persistent cookies remain for a specified period or until deleted. Cookie duration will be limited to what is reasonably necessary for the stated purpose. The specific cookies, providers, purposes and typical lifespans currently in use should be displayed in the website’s cookie banner, preference centre or cookie inventory, where such cookies are deployed.

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06. Cookie Choices and Consent

Where non-essential cookies are used, Vestigo will provide a mechanism that allows visitors to accept, reject or manage categories before those cookies are activated, except where applicable law permits otherwise. Rejecting optional cookies should be as accessible as accepting them. A visitor may change or withdraw a choice through the “Cookie Settings” link or preference mechanism made available on the website.
Consent choices may be recorded through a strictly necessary cookie or similar record so that the website can respect the visitor’s preference. Withdrawal does not invalidate processing that occurred before withdrawal but will prevent future optional cookie use after the preference is applied.

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07. Browser and Device Controls

Most browsers permit users to view, block or delete cookies. Blocking all cookies may affect essential functionality, forms, security or saved preferences. Browser settings operate separately from the website’s preference centre and may need to be applied on each device or browser. Where technically feasible and legally appropriate, Vestigo may also recognise supported privacy preference signals.

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08. Analytics and Aggregated Information

Analytics information may be used to understand how the website performs and to improve content and navigation. Vestigo will seek to configure analytics in a privacy-conscious manner, limit data collection and retention, and use aggregated or de-identified information where reasonably possible. Analytics information will not be used to make insurance underwriting or claim decisions by Vestigo.

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09. Updates to the Cookie Inventory and Policy

Website features and service providers may change. The cookie inventory or preference centre may therefore be updated from time to time. Material changes to this Policy will be published with an updated date and, where required, renewed consent will be sought.

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10. Contact

Questions about cookies or privacy choices may be sent to enquiry@vestigoinsurance.com with the subject “Cookie or Privacy Query”.

Cookie Policy